This is my first time applying for a mortgage and Clarke has been extremely helpful in every step of the process. He is always responsive, incredibly patient, and very clear in explaining the process. I would definitely recommend and would definitely work with Clarke again for my next mortgage!
Whether it is your home, investment, or rental accommodation, our advisors can find the right insurance for you.
Types of Buildings and Contents insurance
Household Insurance
Protecting your home and its contents is important for any homeowner or tenant. Household insurance offers two types of insurance policies: buildings and contents insurance. These can usually be bought together, often with a discount.
Buildings Insurance
If you are buying a property or mortgaging, having buildings insurance is mandatory when taking a mortgage. It is a condition of every mortgage offer that buildings insurance is in place. But aside from the mandatory aspect, insuring your property is crucial. Imagine having to rebuild your property following a flood or fire without insurance. Buildings insurance covers the physical structure of your home, including permanent fixtures and fittings like bathrooms and kitchens.
Contents Insurance
Contents insurance covers the loss of or damage to the contents of your home, including furniture, electrical goods, and other personal possessions. Some policies can also cover items you take outside your home, like cameras, jewellery, and briefcases. Different policies offer different levels of cover, but generally, you will be protected against theft and fire, and have the option to insure against accidental damage.
At Wiser Mortgage Advice, we act as introducers for home insurance products. We can help you find the right policy that suits your needs and requirements.
Your needs are individual, we believe your insurance should be too
Ready to get started?
Would highly recommend Dean as a mortgage advisor. Explained everything really well, made sure we were happy with our choice and sorted out our insurances as well. The whole process and application was straightforward and easy with his help.
I find the entire mortgage process confusing and long winded. Dean explains and handles things in a very simplistic way, meaning that the hard work is done for me. He is personable and always available no matter how many times I need to contact him to ask annoying questions!
I have used Dean’s Services for several years now, and I am looking forward to working with him again in the future.
Kayleigh was very supportive and helped us find the best deal in the market! would highly recommend.
Marcus has been a great help in my house-buying process; he is very knowledgeable and has advised me well with both the mortgage application process and also dealing with solicitors and insurance. He has always been quick to respond both over email and phone. I would fully recommend his services to anyone in the property market!
Dean sorted out our mortgage, home and life insurance for us and couldn’t fault him. Quick to respond and worked around us. Found us the best deals and rates. Took the stress of us and arranged everything for us and also was there anytime to contact sorb any questions. Lovely guy and made us laugh and had some banter. Will 100% recommend and will be using Dean again in the future for all our other re mortgages to come and any questions. Also must add very affordable. Thanks so much!
Marcus has been unbelievably helpful and reliable in advising me with my mortgage. He has been able to find me the best deals for nearly two years now and I would not go with anyone but him!
Clarke has been fantastic at helping me secure my first mortgage. I may have required some slight hand-holding but she was more than happy to walk me through the application and for this I must thank-you for all of your time and efforts Clarke, I will be highly recommending your services!