Life insurance is a form of financial protection that pays out a lump sum or regular income if you pass away. This can be a vital safety net for those who have dependants or financial commitments that could be impacted by their absence.
At Wiser Mortgage Advice, we understand the importance of life insurance and the peace of mind it can provide to you and your loved ones. Life insurance, also known as term insurance or life assurance, is designed to provide a sum of money to your dependents in the event of your death during the term of the policy. This cash lump sum is paid tax-free and can be used by your dependants however they choose.
Life insurance can be used to cover a mortgage, other loans or to ensure that your family is protected from the effects of having to repay a debt. It can also be used to provide for your family’s future needs, such as education expenses or daily living expenses.
At Wiser Mortgage Advice, we offer a range of life insurance policies to suit your individual needs and budget. Our experienced advisors can guide you through the process of selecting the right policy and coverage amount to ensure that your loved ones are protected in the event of the unexpected. Contact us today to learn more about how we can help you secure your family’s financial future with life insurance.
When considering life cover, it’s important to understand the different types of policies available, including term life insurance, whole of life insurance, and decreasing term life insurance. Each type of policy offers different benefits and levels of coverage, so it’s important to evaluate your needs and choose the policy that is best suited to your situation.
At the same time, it’s important to review the level of coverage regularly to ensure it remains appropriate for your needs. As life circumstances change, so too can the financial requirements of your loved ones. By regularly reviewing your coverage, you can ensure that your policy continues to provide the necessary financial protection.
In summary, life cover can be a valuable tool in providing financial security for you and your loved ones. By understanding the different types of policies available and regularly reviewing your coverage, you can ensure that you have the right level of protection in place. Contact us today to discuss your options and find the right policy to meet your needs.
I find the entire mortgage process confusing and long winded. Dean explains and handles things in a very simplistic way, meaning that the hard work is done for me. He is personable and always available no matter how many times I need to contact him to ask annoying questions!
I have used Dean’s Services for several years now, and I am looking forward to working with him again in the future.
Would highly recommend Dean as a mortgage advisor. Explained everything really well, made sure we were happy with our choice and sorted out our insurances as well. The whole process and application was straightforward and easy with his help.
Dean sorted out our mortgage, home and life insurance for us and couldn’t fault him. Quick to respond and worked around us. Found us the best deals and rates. Took the stress of us and arranged everything for us and also was there anytime to contact sorb any questions. Lovely guy and made us laugh and had some banter. Will 100% recommend and will be using Dean again in the future for all our other re mortgages to come and any questions. Also must add very affordable. Thanks so much!
